Займ без отказа что это?

займы без отказа называют экспресс-кредиты от микрофинансовых организаций (МФО). Эти организации предъявляют достаточно простые требования к заемщику и одобряют практически каждую заявку, так как выдают небольшие суммы на короткий срок на карту, или наличными. Помимо лояльности к заемщику, экспресс-кредиты отличаются быстротой одобрения. Благодаря автоматической системе, которая обрабатывает заявку, решение принимается в течение 5-15 минут. Вся процедура происходит в онлайн режиме, сервисы работают круглосуточно, а деньги перечисляются на карту. Но необходимо учесть, что круглосуточные экспресс-займы – это один из самых рисковых видов кредитования для финансовых учреждений, поэтому процентная ставка здесь ощутимо выше, чем у традиционных банков и начисляется за каждый день пользования средствами. В целом, учитывая короткие сроки таких кредитов, переплата не ощутима, но, если вы не вернете долг вовремя, будет начисляться высокая пеня за просрочку.

If you have not heard recent housing report from National Association of Realtor (NAR) the total existing-home sales decreased 1.2% from December to a seasonally adjusted annual rate of 4.94 million in January.

While that is at the national level. What is going on at Loudoun county is a very different story. 

Jan 2019 LOCO Housing Market Analysis:

Yes, housing sales volume in the Loudoun county real estate market place were down by 6.29% compared to Jan. 2018. However, if you compare the stats last year (in the chart below) we had a higher inventory in 2018 (down by 17%). Despite the low inventory we are at a higher average sold price for both de-attached and attached homes in 2019. The days on the market are significantly lower.

On the new construction homes in Aldie, Ashburn and Leesburg my visit to the builders sales office reflected a sluggish start but a very strong ending January 2019. I guess buyers who are sick of waiting on a resale home decided to buy a new construction. At least they will have a home by the end of the year! New construction incentives have been average for this time of the year and it shrinks as we get into true spring market. There are lenders working with new homes that will offer long term interest rates. You will have to analyze whether it is worth $$$$ to lock the rate now.

Being a Northern Virginia Realtor for over 14 years I think housing market trend in the area has been same in the past few story:

“We have raised the price due to high demand and low inventory.” Which honestly happens in any industry. Housing being an emotional and largest financial investment it comes a bit sensitive issue.


What to expect remaining 2019:

We are still in the early part of 2019 with news like Amazon and many other major employer in the area (which means low unemployment), high income salary and tight inventory we will continue with the demand. I am hoping and expecting things to slow down as we enter into 2nd half of the year which is typical.

By | 2019-02-22T18:44:23-04:00 February 22nd, 2019|Virginia Real Esate Blog|0 Comments